5 Of the Most Common Reasons for Hiring a Private Investigator

l20Many of us are familiar with the popular fictional image of the private investigator – a sleuth that spends all night on a stakeout to catch that cheating husband or dig up information that can help law enforcement agencies. Indeed in real life, private investigators can play a valuable role for many people.

There are many different types of situation that a private investigator can help in, ranging from dealing with deeply personal issues to strictly legal ones; here are five of the most common reasons that people hire these professionals to deliver expert advice and assistance when they need it the most.

The first reason is, perhaps unsurprisingly, to investigate allegations of infidelity of a spouse or partner. Many people who have had a partner cheat on them may be aware of their other half’s odd behavior or just simply feel instinctively that something is wrong, but hiring someone to find out if there is something behind this may be the only logical step.

This can be especially important in the case where the person hiring the investigator plans to seek a divorce if their partner is being unfaithful. Evidence can often be presented when trying to get a decent settlement in a divorce due to a partnership faithful behaviour, which is why a private investigator can be a valuable ally at this difficult time.

The second common instance where many people hire these professionals is for fraud investigation services. There are a surprisingly large number of instances where this can occur, ranging from discovering that individuals claiming life insurance are really not deceased after all, or in perhaps less extreme cases where someone is claiming for an injury that they never endured.

Fraud investigation services are often hired by insurance companies that check up on claimants who have given them reason to be suspicious. Although this might seem extreme, in many cases this type of insurance fraud is actually widespread, and can cost the insurer a great deal of money, therefore pushing up insurance premiums for more honest customers.

Although it is normal procedure to let your local law enforcement service handle your criminal case, private investigators are being increasingly called upon to deal with this kind of scenario, due to the pressure that many law enforcement agencies are under.

In some developed countries, the police cannot investigate each and every case that is reported to them, leaving it up to the victim to hire outside help to assist them in finding the culprit or unearth valuable evidence. Therefore, criminal cases are a third common reason that private investigators are used.

A fourth instance when private investigative services are used is checking the background of a potential employee that a company is thinking about hiring. This can involve any thing from verifying that everything that is put on a resume is accurate, right through to checking the criminal background of a candidate for a job.
Every time a company hires a new person, they risk employing someone who is not ideal for the job. Although the interview process is invaluable, an investigator can deliver this extra assurance that the correct decision is being made.

This leads to our fifth instance where the service is used. For many people, getting married is a huge step to make, but some will hide a criminal or violent past from their partner and not disclose the truth about their life before they met their partner. For some, hiring an investigator to carry out per-marital checks can mean that the fiancé or fiancée will know the full truth abut their partner.

From fraud investigation services right through to uncovering lies told by a romantic partner or a husband, a private investigator can help individuals from all walks of life discover the whole truth about professional clients or friends and relatives. All these instances above are very common scenarios when their services can come in extremely useful.

What Is Document Review Work

l19Document review involves checking litigation, mergers, acquisitions, and government internal audit records to extract useful information, and cull irrelevant or highly confidential details to prevent their disclosure to the opposing counsel. It is a process post e-discovery which extracts useful information relevant to the case.

Even though document review has created jobs and benefited attorneys and professionals, it has agitated them over issues related to work, time, compensation, and ethics. In traditional business settings, printed documents occupy significant space, thus clogging the workflow and making the job more tedious.

Understanding e-discovery process

E-discovery is a process of extracting crucial data related to the case and disqualifying the irrelevant ones; it aids in classifying and preserving important records. Even though the e-discovery process has benefited many firms in extracting information, some firms still keep paper records and follow manual discovery process.

Document coding

Document coding follows e-discovery and involves indexing of the e-discovered information based on key details such as author data, communication date, and cc recipients. It induces quick identification of information during the document review process, thus enabling faster delivery of justice.

Document review in litigation process

Litigation process starts with the plaintiff filing a complaint with the court of law. Then, attorneys from both the parties get involved in the discovery process, extracting details about the case and the communications. A document review commences post discovery process to shortlist the documents suitable for producing in front of the opposing counsel. If a defendant or plaintiff finds that their case lacks potential, they may press for a settlement outside the court. Else they need to face court trials and wait for the law to take its own course.

Educational qualification for a reviewer

Paralegal reviewers are the people having an associate degree, degree, or no degree qualification and providing litigation support. Attorney reviewers are those having a degree in law and working on complex legal processes.

EDRM tools

Some law firms need the people with knowledge of Electronic Discovery Reference Model (EDRM) tools. Other firms do consider appointing the fresh candidates by providing training on those tools, but with less pay.

Reviewer’s challenge

A document reviewer’s work is tougher, needing to deal with the heavy work burden without incentive options. Severe competition between legal firms has led to cost cutting measures, thus increasing the burden on document review professionals to take more work than 12 hours. Harsh work environments force people to quit jobs, while a cartel of job agencies prevents them from getting hired, to warn others of leaving jobs.

Firms following traditional record keeping model face severe competition from those on technologies, as they get things done faster at lesser expenses. Many of the firms push their working staff in congested spaces to make way for confidential files.

Outsourcing as a solution

Many legal outsourcing firms leverage technology to deliver legal solutions at lesser cost, thus saving millions of dollars for clients. Despite initial resistance towards outsourcing, many big legal firms ventured to take the services of legal outsourcing service providers and achieved success. Such a measure benefits traditional firms by allowing them to shift the burden of the labor intensive tasks like document reviewing, and concentrate on core processes.

Bank Secrecy In Cyprus

l18Banking is one of the most important sectors of the economy since it influences investment and consumption. Confidentiality is a cornerstone element of an effective and efficient bank system. In Cyprus, bank secrecy is regulated by section 29 (1) of the Banking Law (66 (I)/97).

According to the provisions of section 29(1), it is prohibited for any member of administrative and management body, chief executive, director, manager, officer and employee of a bank, who has access to the records of the bank with regards to the account of any individual customer of that bank, to give, divulge, reveal or use for his/her benefit any information concerning the account of this client.

Moreover, section 29 (1) clarifies that members of administrative and management body, chief executives, directors, managers, officers and employees of a bank are not allowed to reveal or use any information regarding the accounts of bank’s clients during their employment and after the termination of their employment relationship with the bank.

Nevertheless, following the paragraph 29(2) of Law 66(I)/97, bank secrecy does not apply to some particular cases. An outstanding example of lifting bank secrecy is for public interest reasons.

Precisely, the bank secrecy is revoked if:

    • the customer or his/her personal representatives gives or give his/her or their written consent for this particular purpose;

 

    • the customer is declared bankrupt or in case the customer is a company, the company is being wound up;

 

    • legal proceedings are instituted between the bank and the customer or his/her guarantor, regarding the customer’s account;

 

    • the information is given to the police under the provisions of any law or to a public officer who is duly authorised under that law to access that information or to a court during the investigation process or prosecution of a criminal offence under any such law;

 

    • the bank has been served with a garnishee order attaching money to the account of the customer;

 

    • the information is required in the course of his/her duties by a colleague in the employment of the same bank or its holding company or the subsidiary of the bank or its holding company or an auditor or legal representative of the bank;

 

    • the information is required to assess the creditworthiness of a customer in connection with or relating to a bona fide commercial transaction or a prospective commercial transaction so long as the information required is of a general nature and is not related to the details of a customer’s account;

 

    • the provision of the information is necessary for reasons of public interest or for the protection of the interests of the bank.

 

    • the provision of information facilitates the operation of subsections 41(3) and 41(4);

 

    • the information is given according to section 74 of the Covered Bond Law;

 

    • the information is provided to the Cooperative Central Bank by a Cooperative Credit Institution connected with it under the section 25A;

 

  • the information is provided to a system or data exchange mechanism of credit institutions under this Law and directives issued according to Article 41(6);

Confidentiality consists an essential element of the bank-customer relationship. Confidence and credibility are the bases of an effective and efficient banking system. Cyprus legal system protects bank secrecy through the provisions of the Banking Law. In addition to this, breach of bank secrecy and confidentiality lead to substantial penalties. Furthermore, the same level of confidentiality applies to the relationship between the Central Bank of Cyprus and banking institutions operating in the Republic of Cyprus.

5 Questions You Have to Ask Your Lawyer

l17Quality legal representation in any court is very important and in the end, it will determine if you will get a fair hearing or not. Finding a quality lawyer is not that difficult, but with the massive number of law firms available, you may want to take a step back and analyze your options very carefully before settling on a lawyer. The following are 5 questions that can help you consider a lawyer before assigning them your case:

1. How Long Have You Been Practicing?

Experience is one of the most important factors to consider when picking a lawyer. The last thing you want is an amateur handling your case. With this in mind, knowing how long a lawyer has been practicing is very important. Preferably, you should go for an attorney that has been practicing for at least five years.

2. Have You Ever Represented A Case Similar To Mine?

It is also vital to know that the lawyer you have chosen has enough expertise to meet the demands of your case. Although sometimes it may be a little difficult to find a lawyer who has handled your type of case before, it is always a big advantage if you can.

3. How Long Do You Think This Case Will Take?

Legal battles in any situation can be costly, and you don’t really want to be involved in a protracted case for years. A good lawyer should be able to provide a rough estimate of how much time will be needed to complete the case. This will help you plan accordingly.

4. What Are Your Fees?

Different lawyers charge different fees depending on their expertise, the experience they have, and the complexity of the case at hand. However, don’t be too concerned about the legal fees. The priority should be to first of all get quality legal representation and worry about the cost later. If you can land a great lawyer at a relatively smaller fee, then you should definitely go for it.

5. What Is Your Win Ratio?

A proven track record in dealing with cases is a necessary requirement for any lawyer. A lot of people will feel safer working with an attorney who has contested and won a fair share of cases in their career. In light of this, before hiring an attorney, make sure you know how many cases in total they have represented and what percentage of that number were won or lost.